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In addition, customers for this kind of strategy can have severe legal or criminal histories. It is necessary to note that various service providers offer a variety of issue ages on their ensured concern plans as reduced as age 40 or as high as age 80 - over 50 funeral insurance. Some will certainly likewise provide higher face worths, as much as $40,000, and others will certainly allow for better survivor benefit problems by enhancing the rate of interest price with the return of premium or minimizing the number of years up until a full survivor benefit is readily available